Chapter 7 – “Fresh Start”

Attorneys like to call the Chapter 7 the fresh start bankruptcy because it is quickly over and the clients can begin to rebuild their financial lives. Yes, you can buy a house three years after filing a Chapter 7 and car loans are a possibility shortly after filing. More importantly, with your case filing you will learn how to avoid financial missteps going forward. Every filer is required to complete a one hour internet class before filing and a one hour internet class after filing. These classes focus on money management and avoiding future financial pitfalls. You cannot plan for a loss of income, accident, divorce or the economy but you can do your best to protect your “fresh start”.

The Chapter 7 can stop foreclosure and garnishments. Repossessions of vehicles and liens from judgments can be dealt with. Judgment liens on your home can be removed.


Few people lose assets when filing a bankruptcy. Up to $125,000.00 equity in a home was protected until recently when the law changed to allow ALL equity up to the average sale price of a home within the county. That change protects $390,000.00 in equity at the time of this writing. Most assets are protected along with personal household items and vehicles. If you do not list an asset, it will not be protected. If you do not list a right to sue someone, you may forever be barred from bringing that lawsuit. Always disclose all of your assets. Lisa McBride will tell you what you can keep and what may require other options.
Call for a free initial consultation with the attorney (509)838-0435
Print out the list of items to gather for the consult and print out and fill in the intake form. Bring it to your meeting with Lisa and together we can decide what is best for you.


P.S. Corp, 28 W Indiana, Ste G,
Spokane WA 99205


509 838-0435


Monday-Friday: 9am-7pm